Val-d'Or Natural Hazard Profile

Val-d'Or's composite hazard grade is B, led by wildfire risk. Estimated home insurance runs ~$2,769/year (above the Quebec average of $2,094). Standard policies typically exclude overland flood coverage.

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Hazard risk summary

Official NRCan / ECCC classifications

Flood

Low

Wildfire

Moderate

Earthquake

Low

Composite hazard grade

Moderate hazard exposure

Peak ground acceleration

0.02g

NRCan seismic hazard reference

Home insurance estimate

$2,769/yr

Sample average for Val-d'Or. Actual premiums vary by coverage, deductible, and claims history.

Quebec average

$2,094

Provincial sample mean

Val-d'Or insurance premium2769 CAD/yr

Composite risk score1.33 (prov. avg 1.54)

Preparedness checklist

Actions tailored to Val-d'Or's Wildfire-led hazard profile.

1Review your home insurance policy for hazard exclusions
2Store emergency supplies for 72 hours (water, food, medications)
3Register for local emergency alerts in your municipality
4Clear combustible material within 1.5 m of structures
5Use FireSmart landscaping within 10 m of the home
6Prepare a grab-and-go bag during May–October fire season

Compare home insurance in Val-d'Or

Hazard exposure affects premiums and coverage availability. Compare quotes from Canadian insurers — flood and earthquake endorsements may require separate riders.

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