Surrey Natural Hazard Profile

Surrey's composite hazard grade is B, led by earthquake risk. Estimated home insurance runs ~$2,904/year (above the British Columbia average of $2,083). Standard policies typically exclude overland flood coverage.

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Hazard risk summary

Official NRCan / ECCC classifications

Flood

Low

Wildfire

Low

Earthquake

Moderate

Composite hazard grade

Moderate hazard exposure

Peak ground acceleration

0.19g

NRCan seismic hazard reference

Home insurance estimate

$2,904/yr

Sample average for Surrey. Actual premiums vary by coverage, deductible, and claims history.

British Columbia average

$2,083

Provincial sample mean

Surrey insurance premium2904 CAD/yr

Composite risk score1.33 (prov. avg 1.93)

Preparedness checklist

Actions tailored to Surrey's Earthquake-led hazard profile.

1Review your home insurance policy for hazard exclusions
2Store emergency supplies for 72 hours (water, food, medications)
3Register for local emergency alerts in your municipality
4Secure tall furniture and water heaters to wall studs
5Know how to shut off gas, water, and electricity
6Review earthquake retrofit options for older foundations

Compare home insurance in Surrey

Hazard exposure affects premiums and coverage availability. Compare quotes from Canadian insurers — flood and earthquake endorsements may require separate riders.

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