By Canadian Hazards Data Team · Sourced from official open data

Direct municipal data

Burlington Natural Hazard Profile

Burlington's composite hazard grade is B, led by flood risk. Estimated home insurance runs ~$2,330/year (above the Ontario average of $2,018). Standard policies typically exclude overland flood coverage.

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Hazard risk summary

Official NRCan / ECCC classifications

Flood
High
Wildfire
Low
Earthquake
Low
Composite hazard grade
B
Moderate hazard exposure
Peak ground acceleration
0.02g
NRCan seismic hazard reference

Home insurance estimate

$2,330/yr

Sample average for Burlington. Actual premiums vary by coverage, deductible, and claims history.

Ontario average
$2,018
Provincial sample mean
Burlington insurance premium2330 CAD/yr
Composite risk score1.67 (prov. avg 1.64)

Preparedness checklist

Actions tailored to Burlington's Flood-led hazard profile.

  • 1Review your home insurance policy for hazard exclusions
  • 2Store emergency supplies for 72 hours (water, food, medications)
  • 3Register for local emergency alerts in your municipality
  • 4Install a sump pump and backflow valve where applicable
  • 5Keep valuables and documents above potential flood levels
  • 6Consider overland flood coverage (not included in standard policies)

Compare home insurance in Burlington

Hazard exposure affects premiums and coverage availability. Compare quotes from Canadian insurers — flood and earthquake endorsements may require separate riders.

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Source · NRCan / ECCC hazard datasets. Last updated 2026. Refreshed on the site's automated schedule.
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